TL;DR Summary

At carcaniafford.com, your financial privacy is paramount. All calculator inputs (income, down payment, loan interest rate, desired car price) are calculated locally inside your web browser. We do not store, send, or sell your financial figures to third parties or loan brokers.

1. Information We Do NOT Collect

We believe financial planning should be private. When you use our calculators:

We do not prompt for or save your name, email address, phone number, or social security number.
We do not transmit or log your salary, debt figures, monthly expenses, or credit score inputs to any external server.
We do not sell financial leads to auto dealerships, insurance brokers, or loan originators.

2. Client-Side Calculations & Local Storage

All calculations take place dynamically using Javascript directly in your local browser window. To provide an optimal user experience across visits:

Theme Preference: We use browser localStorage to remember whether you prefer Dark Mode or Light Mode.
Currency Preference: If you select USD, EUR, GBP, or INR, your currency choice is stored locally on your device so your settings persist when you return.

You can clear your local storage settings at any time by clearing your browser cache and cookies.

3. Analytics & Technical Metrics

To maintain application uptime, evaluate page speed performance, and diagnose technical bugs, we may utilize privacy-friendly, anonymized web analytics. These aggregate tools process non-identifiable technical signals such as browser type, device screen size, general country location, and page referral sources without tracking individual users or cross-site behaviors.

4. Third-Party Links & External Resources

Our website may contain informational links to third-party websites (such as consumer guidance resources or market auto interest rate benchmarks). Please note that we are not responsible for the privacy practices or content of external sites. We encourage you to review the privacy policy of any third-party website you visit.

5. GDPR & CCPA Compliance Statement

Because we do not capture, process, or store personal identifiable information (PII) or user accounts, we inherently respect and comply with California Consumer Privacy Act (CCPA) and European General Data Protection Regulation (GDPR) data minimization standards.

6. Contact Us Regarding Privacy

If you have questions or concerns regarding our privacy standards or technical architecture, please contact us via our Contact Page or send an email to:

privacy@carcaniafford.com